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[an error occurred while processing this directive] Auto Insurance Quotes

Auto Insurance Quotes 101

11 things that will reduce your Car Insurance Quote:

So, you think you have the lowest car insurance quote for your car? Did you tell your insurance provider that you have passive seatbelts or a car alarm when they gave you a car insurance quote? Next time you are collecting online insurance quotes from companies, such as, [an error occurred while processing this directive] and [an error occurred while processing this directive] make sure mention these vehicle safety features. We’ve come up with 11 things that can reduce the car insurance quote next time you are shopping around.


1. Receive more than one quote Car insurance quotes are based on the claims a company receives in your zip code. Therefore, one company may have received hundreds of claims and another company may have received just a handful. Collecting online car insurance quotes from companies, such as [an error occurred while processing this directive] and [an error occurred while processing this directive] make sure mention these vehicle safety features. We’ve come up with 11 things that can reduce the car insurance quote next time you are shopping around.

2. Low Mileage Discount Do you work from home, carpool to work, walk or bike to work? A low mileage discount may be available if you keep your annual mileage under specific limits.

3. Car Alarm You may tune a car alarm out in a crowded parking lot, but insurance companies are still paying attention. If you have a car alarm on your vehicle, this is still an available discount with many insurance companies.

4. Higher Deductibles If you are willing to pay more out of pocket in the case of an accident or any other insurance claim, you can significantly reduce the amount you are quoted for car insurance quotes. Make sure that you select an amount that you are comfortable. If you don’t have $500 in savings for emergencies, ask about the lower deductible options to compare your options.

5. Multi-Policy Discounts Does your family have more than one car? If you, your spouse, and your teenager all have car insurance coverage, keep them with the same company. You will receive a discount for having more than one policy.

6. Good driver Good driver discounts are based on your recent driving record. If you recently were involved in an accident or have collected more speeding tickets than you are willing to admit, don’t despair. If you keep your record completely clean for 3+ years, these will drop off of your record. Contact [an error occurred while processing this directive],[an error occurred while processing this directive], or your preferred insurance carrier for more details.

7. Driver training There are two common driver training courses that are taken to reduce insurance premiums. Driving school is common for new drivers (Drivers Ed) and traffic school is used to keep a ticket off your driving record. Traffic school is offered under certain circumstances in some states. Contact your local DMV to find out if Traffic School is available in your state.

8. Mature driver discount If you are between the ages of 50 to 65, many companies offer what they call a “mature driver discount”. If you haven’t added this to your policy, contact [an error occurred while processing this directive],[an error occurred while processing this directive], or your preferred insurance company today.

9. Anti-lock brakes discount

10. Passive seat belts and air bags discount

11. Good student discount Now “good grades” get you more than a college scholarship. Not to worry, you do not need the GPA of a Harvard student to get this discount. If you are currently a student (under the age of 25), ask your insurance provider about their good student discount.

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